Eksistensi Lembaga Keuangan Mikro Dalam Pembangunan Ekonomi Pedesaan
The empirical study of Micro Finance Institution (MFI) to investigate MFI performance in rural economics development perspective have been conducted in Java and off Java, in the early 2007 through PRA approach with group interview and individual in depth interview, involve the MFI board and customer. By using qualitative descriptive analysis approach of purposive chosen MFI, the result study obtained a following picture: (a) the existence of MFI is strategic role as intermediation of economics activities for the people who didnâ€™t reach of conventional bank services; (b) in fact MFI services have been successful, but it was still bias of non agricultural business activities. The scheme of agricultural loan did not priorities, the budget of farming system support relatively small. That is not more then 10 % from total of MFI budget; (c) Critical success factors of agricultural MFI development are: legality of MFI institute, management capability, seed capital support, reasonable farming system, characteristic of farming system, training of MFI management and technical guidance of customer MFI; (d) Human resource evelopment, seed capital support and technical guidance of MFI customer are needed of the initiation and development of agricultural MFI.
Key Words: Micro Finance Institution, Rural Economics Development
Anonimous. 2007, Kebijakan dan Strategi Nasional untuk Pengembangan Keuangan Mikro. http://www.profi.or.id/ind/
D Holloh, dan Hendrik Prins, 2006, Pengaturan/Peraturan, Pengawasan & Dukungan Bagi Lembaga Keuangan Mikro Bukan Bank Bukan Koperasi. http://profi.or.id/ind/downloads/ ThirdWindowsummary_MFIstudy_translation_Ind_.pdf
Djoko Retnadi. 2003, Kunci Sukses Lembaga Keuangan Mikro, Pahami Karakteristik Orang Kecil. Harian Kompas. Rabu, 13 Agustus 2003
M. Syukur, 2002, Analisis Keberlanjutan dan Perilaku Ekonomi Peserta Skim Kredit Rumah Tangga Miskin. Disertasi. Program Pasca Sarjana. IPB
_________, 2006. Membangun Lembaga Keuangan Mikro (LKM) Pertanian yang Berkelanjutan: Sebuah Pengalaman Lapangan. Warta Prima Tani.Volume 1 Nomor 1. Balai Besar Pengkajian dan Pengembangan Teknologi Pertanian
S. Martowijoyo, 2002, Dampak Pemberlakuan Sistem Bank Perkreditan Rakyat Terhadap Kinerja Lembaga Pedesaan. Artikel-Th.I - No. 5. Jurnal Ekonomi Rakyat.www.ekonomirakyat.org
Wijono, WW., 2005, Pemberdayaan Lembaga Keuangan Mikro Sebagai Salah Satu Pilar Sistem Keuangan Nasional: Upaya Kongkrit Memutus Mata Rantai Kemiskinan.Kajian Ekonomi dan Keuangan, Edisi Khusus. http://www.fiskal.depkeu. go.id/bkf/kajian/ wiloejo-1.pdf
How to Cite
Copyright (c) 2014 Jurnal Kajian Ekonomi dan Studi Pembangunan
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).