Eksistensi Lembaga Keuangan Mikro Dalam Pembangunan Ekonomi Pedesaan

Penulis

  • Thobby Wakarmamu Universitas Cenderawasih

DOI:

https://doi.org/10.56076/jkesp.v1i3.2048

Abstrak

The empirical study of Micro Finance Institution (MFI) to investigate MFI performance in rural economics development perspective have been conducted in Java and off Java, in the early 2007 through PRA approach with group interview and individual in depth interview, involve the MFI board and customer. By using qualitative descriptive analysis approach of purposive chosen MFI, the result study obtained a following picture: (a) the existence of MFI is strategic role as intermediation of economics activities for the people who didn’t reach of conventional bank services; (b) in fact MFI services have been successful, but it was still bias of non agricultural business activities. The scheme of agricultural loan did not priorities, the budget of farming system support relatively small. That is not more then 10 % from total of MFI budget; (c) Critical success factors of agricultural MFI development are: legality of MFI institute, management capability, seed capital support, reasonable farming system, characteristic of farming system, training of MFI management and technical guidance of customer MFI; (d) Human resource evelopment, seed capital support and technical guidance of MFI customer are needed of the initiation and development of agricultural MFI.

Key Words: Micro Finance Institution, Rural Economics Development

Unduhan

Data unduhan belum tersedia.

Biografi Penulis

Thobby Wakarmamu, Universitas Cenderawasih

Staf Pengajar Jurusan Ilmu Manajemen Fakultas  Ekonomi dan Bisnis Universitas Cenderawasih

Referensi

Anonimous. 2007, Kebijakan dan Strategi Nasional untuk Pengembangan Keuangan Mikro. http://www.profi.or.id/ind/

D Holloh, dan Hendrik Prins, 2006, Pengaturan/Peraturan, Pengawasan & Dukungan Bagi Lembaga Keuangan Mikro Bukan Bank Bukan Koperasi. http://profi.or.id/ind/downloads/ ThirdWindowsummary_MFIstudy_translation_Ind_.pdf

Djoko Retnadi. 2003, Kunci Sukses Lembaga Keuangan Mikro, Pahami Karakteristik Orang Kecil. Harian Kompas. Rabu, 13 Agustus 2003

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_________, 2006. Membangun Lembaga Keuangan Mikro (LKM) Pertanian yang Berkelanjutan: Sebuah Pengalaman Lapangan. Warta Prima Tani.Volume 1 Nomor 1. Balai Besar Pengkajian dan Pengembangan Teknologi Pertanian

S. Martowijoyo, 2002, Dampak Pemberlakuan Sistem Bank Perkreditan Rakyat Terhadap Kinerja Lembaga Pedesaan. Artikel-Th.I - No. 5. Jurnal Ekonomi Rakyat.www.ekonomirakyat.org

Wijono, WW., 2005, Pemberdayaan Lembaga Keuangan Mikro Sebagai Salah Satu Pilar Sistem Keuangan Nasional: Upaya Kongkrit Memutus Mata Rantai Kemiskinan.Kajian Ekonomi dan Keuangan, Edisi Khusus. http://www.fiskal.depkeu. go.id/bkf/kajian/ wiloejo-1.pdf

Diterbitkan

2014-12-02

Cara Mengutip

Wakarmamu, T. (2014). Eksistensi Lembaga Keuangan Mikro Dalam Pembangunan Ekonomi Pedesaan. Jurnal Kajian Ekonomi Dan Studi Pembangunan, 1(3). https://doi.org/10.56076/jkesp.v1i3.2048

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